In the event that a sickness or disability prevents you from working, income protection provides financial assistance. It partially replaces your income and will continue to provide monthly, tax-free payments until you can start working again.

When a critical illness diagnosis prevents you from working, critical illness insurance is meant to take care of your financial needs. To be eligible for the tax-free lump payment that might be used to pay off your mortgage, your specific disease must be covered by your insurance.

You may rest easy knowing that your loved ones will be taken care of if you pass away thanks to life insurance. A mortgage can be connected to a life insurance policy that will provide a lump sum payment. This can be utilised to pay down the remaining mortgage balance or relieve any other financial strain.

Mortgage protection might help you recover any fees you have already paid if you are unable to proceed with the purchase or sale of a home owing to events beyond your control.

If you become ill or lose your job, mortgage payment protection will usually cover your mortgage payments for a maximum of two years.

Buildings and contents insurance guarantees that both your assets and the lender's assets are protected by covering the cost of restoring damage from unforeseen occurrences like fire and water damage. To be approved for a mortgage, you must have buildings insurance at a minimum. However, we advise that you also get contents insurance.